Before filing for a divorce
The event of divorce may be overwhelming to go through for any individual, and no person should have to do so alone. Ellerin Hutchinson is a family attorney’s office located in Florida that is ready to represent spouses who are going through this hard time, and they are committed to walking every step of the way with their clients. Here are a few tips to consider if you are considering divorcing your spouse, steps to take in order to make sure that you are accurately prepared beforehand.
Hiring a good lawyer to represent your needs is the most important decision that can be made. There are so many details involved in divorce such as child custody, child support, alimony, division of assets and property and more! The life changing decision for a divorce is going to be hard as it is, by hiring an attorney to look out for yours and your family’s legal needs will help lessen that burden.
Make sure you place your children’s needs first in the divorce, they are going to have a hard time with their parents separating as it is, so make sure you do what is necessary to be there for them. Even though you may have children of all ages, sitting down with them and explaining the situation is very important, particularly when explaining that the divorce is not their fault. You and your spouse, though choosing to leave each other, need to reassure the kids that you are not leaving them; divorce is difficult and they will need your love and attention more than ever in this time.
Prepare financially for when you divorce, this will help take the shock out of change in your finances in the future by preparing now. Whether you or your spouse decides that the divorce is your next step, your preparation is going to really help you in the long run. Have a thorough understanding of you and your spouse’s debt and credit as well as what is under each of your names. While you may request to see your spouse’s credit, this legally requires that you seek their permission; even though you are married it is against the law if you don’t have their consent.
Know your own income down to the penny, this is important when divorcing in the even that one spouse will seek alimony payments or child support. Organize your income payment stubs as well as your taxes so that you are prepared when needing to provide this information to your attorney.
Know your spouse’s income as well; this is going to be useful for determining the alimony and child support. You will want to get as much information you can regarding their income and taxes, as well as any benefits they might receive from work count too. You will likely need their permission to get this information, though it is not always the case.
Find out who is responsible for the benefits and retirement plans in your marriage. Under whose name are the benefits and insurance plans? Who has the 401K savings plans? These details are important in a divorce because they may be susceptible to division.
Start budget planning for the future! If you believe that your divorce is inevitable, it is never too soon to start planning for tomorrow especially when it involves your finances. Even if you are awarded alimony or child support payments, the way you spend money is going to be different. In the event that there are no kids involved and you do have a job, you may not receive any financial support from your ex, and it calls for you getting used to making payments on a single income rather than a dual income. This includes you planning to rid yourself of debt if there is any under your name. Budget for how you will pay bills and pay off debt; this may call for a more frugal lifestyle for a while, but it is worth it if you know divorce is the route for you.
Make the necessary changes to your will if you are filing for a divorce. It is likely that if you have children you will want to make sure they are well taken care of, and perhaps other family members, but in the event of a divorce most people will want to remove their exes from receiving anything if they were to die.
Divorces can be a lengthy process, though with preparation and the assistance of a skilled attorney it can be a much simpler situation to go through. Contact Yvette Reyes today for more information regarding your divorce situation.